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Terms & Conditions | SFCA Organization

Terms & Conditions

SFCA Organization
Effective Date: February 04, 2023
Last Updated: February 17, 2026

1. Acceptance of Terms

By accessing, registering for, or using any services provided by SFCA Organization ("SFCA," "we," "us," or "our"), you ("Client," "you," or "your") agree to be bound by these Terms & Conditions ("Terms"). These Terms constitute a legally binding agreement between you and SFCA Organization. If you do not agree to these Terms, you must immediately cease all use of our services.

Your continued use of our services following any modifications to these Terms constitutes your acceptance of such changes. We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting on our website or notification to registered users.

2. Services Overview

SFCA Organization provides comprehensive healthcare technology solutions, compliance services, training programs, and business consultation services designed for medical professionals, revenue cycle management professionals, healthcare practices, and independent contractors. Our service offerings include, but are not limited to:

  • Package for Medical Professionals
  • Package for RCM Professionals
  • Practice-in-a-Box Compliance & Technical Infrastructure Bundle (Various Tiers)
  • HIPAA-Encrypted Cloud EMR Platform Subscription
  • Revenue Cycle Management (RCM) API Connectivity
  • Federal & State Compliance Enrollment Administration
  • Institutional Network Participation Processing
  • Secure Messaging Tunnel & Remote Interface Access
  • Revenue Cycle Management Inbuilt Tool for Billers
  • Business Consultation and Client Management Services for Independent Revenue Cycle Management Contractors
  • Remote Patient Monitoring (RPM) Telemetry Interface
  • Specialty Care Management Track Module
  • Telehealth and Teledentistry Fundamental Business Training
  • Training and Accessibility Portal for Patient Assessment and Communication
  • Telehealth Specialty Industrial Training Services on Multiple Specialties

All services are provided on a Software-as-a-Service (SaaS) basis unless otherwise specified in individual service agreements or order forms.

3. Eligibility and Account Registration

3.1 Eligibility Requirements

You must meet the following criteria to use our services:

  • You must be at least 18 years of age or the age of majority in your jurisdiction
  • You must be a licensed healthcare professional, healthcare organization, or authorized representative thereof where applicable
  • You must have the legal authority to enter into binding contracts
  • You must provide accurate, current, and complete information during registration
  • You must not be prohibited from receiving services under applicable laws or regulations

3.2 Account Registration

To access certain services, you must create an account by providing required information including, but not limited to, your name, email address, professional credentials, organization details, and billing information. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use of your account
  • Ensuring that all information provided remains accurate and up-to-date

3.3 Account Suspension and Termination

SFCA reserves the right to suspend or terminate your account at any time, with or without notice, for violations of these Terms, suspected fraudulent activity, non-payment, or any conduct that we determine, in our sole discretion, to be harmful to our services, other users, or our business interests.

4. Subscription Terms and Access

4.1 Service Subscription

Services are provided on a subscription basis with varying term lengths (monthly, quarterly, annually) as specified during enrollment. Your subscription begins upon successful completion of the registration process and payment authorization.

4.2 Service Availability

While we strive to provide continuous service availability, SFCA does not guarantee uninterrupted access to our services. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time, with or without notice, for maintenance, updates, or any other reason.

4.3 Service Level Expectations

We make commercially reasonable efforts to maintain service uptime and performance. However, service availability may be affected by factors beyond our control, including but not limited to internet connectivity issues, third-party service disruptions, force majeure events, or necessary maintenance activities.

5. Payment Terms and Billing

5.1 Fees and Charges

You agree to pay all fees associated with your selected service packages as specified during enrollment. All fees are stated in United States Dollars (USD) unless otherwise indicated. Fees are subject to change with thirty (30) days advance notice.

5.2 Billing Authorization

By providing payment information, you authorize SFCA to charge your designated payment method for all applicable fees, including:

  • Initial setup fees (if applicable)
  • Recurring subscription fees
  • Usage-based fees (if applicable)
  • Additional service fees
  • Late payment fees
  • Applicable taxes, duties, and governmental charges

5.3 Recurring Billing

Subscription fees are billed in advance on a recurring basis according to your selected billing cycle. By enrolling in a subscription service, you authorize automatic recurring charges to your payment method until you cancel your subscription or we terminate your access.

5.4 Payment Processing

All transactions are processed through secure, encrypted third-party payment processing systems. SFCA does not directly store complete payment card information on our servers. You agree to comply with all terms and conditions of our payment processors.

5.5 Payment Failure

If a payment is declined or fails for any reason, we reserve the right to:

  • Suspend or restrict access to services until payment is received
  • Charge a reasonable fee for declined or failed transactions
  • Pursue collection of outstanding amounts
  • Terminate your account for repeated payment failures

5.6 Taxes

All fees are exclusive of applicable federal, state, local, or foreign taxes, duties, tariffs, or similar governmental charges. You are responsible for paying all such taxes except for taxes based on SFCA's net income. If we are required to collect or pay taxes, such amounts will be charged to you unless you provide a valid tax exemption certificate.

5.7 Pricing Changes

SFCA reserves the right to modify pricing for services at any time. Pricing changes for existing subscriptions will be communicated at least thirty (30) days in advance and will take effect at the beginning of your next billing cycle following such notice.

5.8 Late Payments

Accounts with overdue balances may be assessed late fees of 1.5% per month (18% annually) or the maximum rate permitted by law, whichever is less. Accounts past due by more than thirty (30) days may be subject to immediate service suspension or termination.

5.9 Chargebacks and Disputes

Unauthorized chargebacks or payment disputes may result in immediate account suspension or termination. You agree to contact SFCA directly to resolve any billing disputes before initiating a chargeback with your financial institution. Frivolous or fraudulent chargebacks may result in legal action and additional fees.

6. Cancellation and Service Termination

6.1 Cancellation by Client

You may cancel your subscription at any time through your account portal or by contacting customer support. Cancellations must be submitted at least five (5) business days before your next billing date to avoid charges for the subsequent billing period.

6.2 Effect of Cancellation

Upon cancellation:

  • Your access to services will continue until the end of your current paid billing period
  • No partial refunds will be provided for unused portions of the billing period
  • You will lose access to all service features, data, and content at the end of the billing period
  • You remain responsible for any outstanding fees or charges incurred prior to cancellation

6.3 Data Retrieval

You have thirty (30) days from the date of cancellation to request and retrieve your data from our systems. After this period, your data may be permanently deleted from our servers in accordance with our data retention policies.

6.4 Termination by SFCA

We reserve the right to terminate or suspend your access to services immediately, without prior notice or liability, for any reason, including but not limited to:

  • Breach of these Terms
  • Failure to pay fees when due
  • Fraudulent, abusive, or illegal activity
  • Violation of applicable laws or regulations
  • Conduct that harms or could harm SFCA, our services, or other users

7. Intellectual Property Rights

7.1 Ownership

All content, software, technology, designs, graphics, interfaces, trademarks, service marks, logos, and other intellectual property provided through our services are the exclusive property of SFCA Organization or its licensors. These Terms do not transfer any ownership rights to you.

7.2 Limited License

Subject to your compliance with these Terms, SFCA grants you a limited, non-exclusive, non-transferable, revocable license to access and use our services solely for your internal business purposes. This license does not permit you to:

  • Copy, modify, distribute, sell, or lease any part of our services
  • Reverse engineer, decompile, or attempt to extract source code from our software
  • Remove, alter, or obscure any proprietary notices from our services
  • Use our services to develop competing products or services
  • Frame or mirror any content from our services without express written permission

7.3 Client Data

You retain all ownership rights to data, content, and information you input, upload, or transmit through our services ("Client Data"). By using our services, you grant SFCA a worldwide, non-exclusive license to use, store, process, and transmit Client Data solely to provide and improve our services.

7.4 Feedback

If you provide suggestions, ideas, or feedback regarding our services, you grant SFCA an unrestricted, perpetual, irrevocable, worldwide, royalty-free license to use, modify, and incorporate such feedback without any obligation to you.

8. Data Privacy and Security

8.1 HIPAA Compliance

SFCA Organization operates as a Business Associate under the Health Insurance Portability and Accountability Act (HIPAA). We maintain appropriate administrative, physical, and technical safeguards to protect Protected Health Information (PHI) in accordance with HIPAA regulations and the Health Information Technology for Economic and Clinical Health (HITECH) Act.

8.2 Business Associate Agreement

For services involving the creation, receipt, maintenance, or transmission of PHI, a separate Business Associate Agreement (BAA) will be executed between SFCA and the Covered Entity. The BAA governs the permitted uses and disclosures of PHI and is incorporated by reference into these Terms.

8.3 Data Security Measures

SFCA implements industry-standard security measures including:

  • End-to-end encryption for data transmission
  • Encrypted data storage using HIPAA-compliant infrastructure
  • Multi-factor authentication options
  • Regular security audits and vulnerability assessments
  • Access controls and role-based permissions
  • Audit logging and monitoring systems
  • Disaster recovery and business continuity procedures

8.4 Privacy Policy

Our collection, use, and disclosure of personal information are governed by our Privacy Policy, which is incorporated by reference into these Terms. By using our services, you consent to the practices described in our Privacy Policy.

8.5 Data Breach Notification

In the event of a security breach involving PHI or personal data, SFCA will notify affected parties in accordance with applicable federal and state breach notification requirements, including HIPAA breach notification rules (45 CFR §164.410) and state-specific data breach notification laws.

8.6 Data Location and Transfer

Client Data may be processed and stored in data centers located within the United States or other jurisdictions where SFCA or its service providers maintain facilities. By using our services, you consent to the transfer of data across international borders where applicable.

9. Acceptable Use Policy

9.1 Prohibited Activities

You agree not to use our services for any unlawful purpose or in any way that violates these Terms. Prohibited activities include, but are not limited to:

  • Violating any federal, state, local, or international law or regulation
  • Infringing upon intellectual property rights of others
  • Transmitting viruses, malware, or other malicious code
  • Attempting to gain unauthorized access to our systems or other users' accounts
  • Interfering with or disrupting the integrity or performance of our services
  • Using automated systems (bots, scrapers) to access our services without authorization
  • Impersonating any person or entity or misrepresenting your affiliation
  • Collecting or harvesting personal information of other users
  • Engaging in fraudulent, deceptive, or misleading practices
  • Uploading or transmitting content that is illegal, harmful, threatening, abusive, harassing, defamatory, obscene, or otherwise objectionable
  • Using our services to spam, phish, or distribute unsolicited communications
  • Reselling or redistributing our services without express written permission

9.2 Professional Responsibility

Healthcare professionals using our services must:

  • Maintain valid professional licenses and credentials
  • Comply with all applicable healthcare regulations and standards of care
  • Ensure patient consent is obtained where required
  • Verify the accuracy of patient information and documentation
  • Use clinical judgment independent of any decision-support tools provided
  • Report adverse events or patient safety concerns appropriately

9.3 Compliance with Healthcare Regulations

You agree to comply with all applicable healthcare laws and regulations, including but not limited to:

  • HIPAA Privacy and Security Rules
  • Anti-Kickback Statute (42 U.S.C. § 1320a-7b(b))
  • Stark Law (42 U.S.C. § 1395nn)
  • False Claims Act (31 U.S.C. §§ 3729-3733)
  • FDA regulations applicable to medical devices and software
  • State medical practice acts and telemedicine regulations
  • Medicare and Medicaid program requirements
  • State and federal controlled substance regulations

9.4 Enforcement

Violations of this Acceptable Use Policy may result in immediate account suspension or termination, removal of content, reporting to law enforcement authorities, and legal action to recover damages.

10. Third-Party Services and Integrations

10.1 Third-Party Providers

Our services may integrate with or provide access to third-party services, applications, or content ("Third-Party Services"). These Third-Party Services are governed by their respective terms of service and privacy policies, not by these Terms.

10.2 No Endorsement

SFCA does not endorse, warrant, or assume responsibility for any Third-Party Services. Your use of Third-Party Services is at your own risk, and you should review the applicable terms and policies of such services.

10.3 API Connectivity

Services involving API connectivity to third-party systems (including but not limited to clearinghouses, insurance networks, and financial institutions) are subject to the availability and terms of such third-party providers. SFCA is not responsible for interruptions or changes to Third-Party Services that affect our service functionality.

10.4 Integration Support

While we provide technical support for our platform's integration capabilities, we do not provide support for third-party systems or services. Issues arising from Third-Party Services should be directed to the respective service providers.

11. Warranties and Disclaimers

11.1 Service Warranty

SFCA warrants that our services will be provided in a professional and workmanlike manner consistent with industry standards. This warranty is valid for thirty (30) days from the date of service delivery or the beginning of your subscription period.

11.2 Disclaimer of Warranties

EXCEPT AS EXPRESSLY PROVIDED IN SECTION 11.1, OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SFCA DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • IMPLIED WARRANTIES OF MERCHANTABILITY
  • IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE
  • IMPLIED WARRANTIES OF NON-INFRINGEMENT
  • WARRANTIES REGARDING ACCURACY, RELIABILITY, OR COMPLETENESS OF CONTENT
  • WARRANTIES THAT SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE
  • WARRANTIES REGARDING THE RESULTS OBTAINED FROM USE OF SERVICES

11.3 Medical Disclaimer

SFCA DOES NOT PROVIDE MEDICAL ADVICE, DIAGNOSIS, OR TREATMENT. OUR SERVICES ARE TOOLS TO ASSIST HEALTHCARE PROFESSIONALS IN THEIR PRACTICE BUT DO NOT REPLACE PROFESSIONAL MEDICAL JUDGMENT.

Healthcare professionals are solely responsible for:

  • Clinical decision-making and patient care
  • Verifying the accuracy of information generated by our systems
  • Complying with standards of care and professional obligations
  • Obtaining appropriate patient consent and authorization

THE USE OF OUR TRAINING SERVICES DOES NOT GUARANTEE COMPETENCE, CERTIFICATION, OR LICENSURE IN ANY MEDICAL SPECIALTY OR PRACTICE AREA.

11.4 Technology Limitations

No electronic system is completely secure or error-free. While we implement robust security measures, we cannot guarantee absolute security of data transmitted through or stored in our systems. You acknowledge and accept the inherent risks of electronic data storage and transmission.

12. Limitation of Liability

12.1 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SFCA ORGANIZATION, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, revenue, or business opportunities
  • Loss of data or information
  • Business interruption
  • Loss of goodwill or reputation
  • Cost of substitute services
  • Personal injury or property damage
  • Medical malpractice claims arising from clinical decisions

THIS LIMITATION APPLIES REGARDLESS OF THE LEGAL THEORY UPON WHICH THE CLAIM IS BASED (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF SFCA HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

12.2 Maximum Liability Cap

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SFCA'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS OR YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT PAID BY YOU TO SFCA DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR ONE THOUSAND DOLLARS ($1,000), WHICHEVER IS GREATER.

12.3 Exceptions

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability will be limited to the maximum extent permitted by law.

12.4 User Responsibility

You acknowledge that you are solely responsible for your use of our services and any consequences thereof. You agree to indemnify and hold harmless SFCA from claims arising from your negligence, misconduct, or violation of these Terms.

13. Indemnification

13.1 Your Indemnification Obligations

You agree to indemnify, defend, and hold harmless SFCA Organization, its parent companies, subsidiaries, affiliates, officers, directors, employees, agents, partners, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from or related to:

  • Your use or misuse of our services
  • Your violation of these Terms
  • Your violation of any law, regulation, or third-party right
  • Your Client Data or content submitted through our services
  • Your professional conduct or clinical decisions made using our services
  • Negligence, willful misconduct, or fraud on your part
  • Disputes between you and your patients, clients, or third parties
  • Infringement claims related to content you provide

13.2 Defense and Settlement

SFCA reserves the right, at its own expense, to assume exclusive defense and control of any matter subject to indemnification by you. You agree to cooperate fully with SFCA in the defense of any such claim. You may not settle any claim that affects SFCA without our prior written consent.

14. Dispute Resolution and Governing Law

14.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], United States of America, without regard to its conflict of law provisions.

14.2 Informal Dispute Resolution

Before initiating any formal dispute resolution proceedings, you agree to first contact SFCA to attempt to resolve the dispute informally. We will work in good faith to resolve disputes through direct negotiation.

14.3 Arbitration Agreement

Any dispute, controversy, or claim arising out of or relating to these Terms or your use of our services that cannot be resolved informally shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules. The arbitration shall take place in [Your City, State], unless otherwise mutually agreed. The arbitrator's decision shall be final and binding, and judgment may be entered in any court of competent jurisdiction.

14.4 Class Action Waiver

YOU AGREE THAT ANY ARBITRATION OR PROCEEDING SHALL BE LIMITED TO THE DISPUTE BETWEEN YOU AND SFCA INDIVIDUALLY. TO THE FULL EXTENT PERMITTED BY LAW:

  • No arbitration or proceeding shall be joined with any other
  • No dispute shall be arbitrated on a class-action basis
  • You waive the right to participate in a class action, collective action, or representative proceeding

14.5 Exceptions to Arbitration

Notwithstanding the arbitration agreement, either party may seek equitable relief in a court of competent jurisdiction to prevent infringement of intellectual property rights or to enforce confidentiality obligations.

14.6 Venue

If arbitration does not apply or is deemed unenforceable, you agree to submit to the exclusive jurisdiction of the state and federal courts located in [Your County, State] for resolution of any disputes.

15. Professional Licensing and Credentialing

15.1 License Verification

Healthcare professionals using our services represent and warrant that they hold all necessary licenses, certifications, and credentials required to practice in their jurisdiction and specialty. You agree to provide proof of licensure upon request.

15.2 Maintenance of Credentials

You are responsible for maintaining current, valid professional credentials throughout the duration of your use of our services. You must immediately notify SFCA of any suspension, revocation, limitation, or adverse action affecting your professional license or privileges.

15.3 Credentialing Assistance

Services related to institutional network participation and credentialing processing are provided as administrative assistance only. SFCA does not guarantee approval, acceptance, or enrollment in any network, insurance panel, or institutional system.

15.4 Compliance Documentation

You agree to maintain and provide all documentation required for compliance enrollment, credentialing, and regulatory purposes. SFCA may verify credentials through primary source verification or third-party credentialing services.

16. Training and Educational Services

16.1 Training Purposes Only

All training and educational services provided by SFCA are for informational and professional development purposes only. Training does not constitute:

  • Medical advice or clinical recommendations
  • Certification or licensure in any healthcare specialty
  • Approval for practice in any jurisdiction
  • Guarantee of clinical competence or expertise

16.2 Continuing Education

While our training programs may qualify for continuing education credits, it is your responsibility to:

  • Verify whether credits are accepted by your licensing board
  • Maintain records of completed training
  • Submit documentation to appropriate credentialing bodies
  • Ensure compliance with your profession's continuing education requirements

16.3 Training Content Updates

Training materials and content are subject to change without notice as medical knowledge, technology, and regulations evolve. SFCA is not liable for any actions taken based on outdated or superseded training content.

17. Revenue Cycle Management Services

17.1 RCM Tools and Services

Revenue Cycle Management tools and services are provided to assist with billing, claims processing, payment tracking, and financial management. These tools do not guarantee:

  • Payment or reimbursement from any payor
  • Acceptance or approval of submitted claims
  • Compliance with all payor-specific billing requirements
  • Elimination of denials, rejections, or payment delays

17.2 Coding and Billing Accuracy

You are solely responsible for the accuracy of all coding, billing, and claims information submitted through our systems. SFCA provides tools and assistance but does not verify or guarantee the appropriateness of:

  • CPT, ICD, or HCPCS codes selected
  • Documentation supporting billed services
  • Medical necessity determinations
  • Compliance with payor policies and coverage rules

17.3 Regulatory Compliance

You acknowledge that billing and reimbursement are subject to complex federal and state regulations. You are responsible for ensuring that your billing practices comply with all applicable laws, including but not limited to Medicare and Medicaid regulations, Anti-Kickback Statute, Stark Law, and False Claims Act.

17.4 Independent Contractor Services

Business consultation and client management services for independent RCM contractors are advisory in nature. SFCA does not create an employment relationship with you or your clients, guarantee work or income, or supervise your independent contractor activities.

18. Compliance and Regulatory Services

18.1 Compliance Administration

Our compliance enrollment administration services assist with navigating federal and state regulatory requirements. However:

  • SFCA does not provide legal advice
  • Compliance with all regulations remains your responsibility
  • We do not guarantee approval or acceptance by regulatory bodies
  • You must independently verify compliance with all applicable requirements

18.2 Institutional Network Participation

Processing services for institutional network participation involve administrative assistance with applications, credentialing, and enrollment. SFCA does not control network participation decisions and cannot guarantee acceptance into any network, insurance panel, or institutional system.

18.3 Changes in Regulations

Healthcare regulations frequently change. While we strive to keep our services current with regulatory requirements, you are responsible for staying informed about changes in laws and regulations affecting your practice.

19. Remote Patient Monitoring and Telemetry

19.1 RPM Services

Remote Patient Monitoring (RPM) telemetry interface services provide technology platforms for collecting and transmitting patient data. Healthcare providers using RPM services are responsible for:

  • Clinical interpretation of monitoring data
  • Appropriate patient selection for RPM programs
  • Obtaining patient consent for monitoring
  • Establishing clinical protocols and response procedures
  • Ensuring appropriate supervision and review of monitoring data
  • Compliance with Medicare RPM billing requirements

19.2 Device Compatibility

SFCA does not manufacture medical devices or monitoring equipment. We provide interface capabilities for compatible devices but do not warrant the accuracy, reliability, or FDA approval status of third-party devices integrated with our platform.

19.3 Clinical Responsibility

Healthcare providers remain solely responsible for all clinical decisions made in connection with RPM services. Our platform facilitates data collection and transmission but does not replace clinical judgment or patient examination.

20. Confidentiality

20.1 Confidential Information

"Confidential Information" means all non-public information disclosed by one party to the other, including but not limited to business information, technical data, trade secrets, customer information, and financial information.

20.2 Obligations

Each party agrees to:

  • Maintain the confidentiality of the other party's Confidential Information
  • Use Confidential Information solely to fulfill obligations under these Terms
  • Limit disclosure to employees and contractors with a need to know
  • Protect Confidential Information with the same degree of care used for its own confidential information

20.3 Exceptions

Confidentiality obligations do not apply to information that:

  • Is or becomes publicly available through no breach of these Terms
  • Was rightfully known prior to disclosure
  • Is independently developed without use of Confidential Information
  • Is rightfully obtained from third parties without confidentiality restrictions
  • Must be disclosed pursuant to legal requirement or court order

21. Force Majeure

SFCA shall not be liable for any failure or delay in performing obligations under these Terms when such failure or delay is due to causes beyond our reasonable control, including but not limited to:

  • Acts of God, natural disasters, epidemics, or pandemics
  • War, terrorism, civil unrest, or government actions
  • Labor disputes or strikes
  • Internet, telecommunications, or utility failures
  • Cyberattacks, hacking, or malicious software
  • Third-party service provider failures
  • Supply chain disruptions

During the period of such delay or failure, SFCA's obligations shall be suspended, and we will make reasonable efforts to resume performance as soon as practicable.

22. Notices and Communications

22.1 Notice Requirements

All notices required or permitted under these Terms shall be in writing and shall be deemed given:

  • When delivered personally
  • When sent by confirmed email
  • Three (3) business days after being sent by certified mail, return receipt requested
  • When delivered by recognized overnight courier service

22.2 Contact Information

Notices to SFCA should be sent to:

SFCA Organization
[Your Address]
Email: [Your Email]
Phone: [Your Phone]

22.3 Electronic Communications

You consent to receive communications from SFCA electronically, including via email or through your account portal. Electronic communications satisfy any legal requirement that communications be in writing.

23. General Provisions

23.1 Entire Agreement

These Terms, together with any applicable Business Associate Agreement, Privacy Policy, and order forms, constitute the entire agreement between you and SFCA regarding the subject matter hereof and supersede all prior agreements, understandings, and communications.

23.2 Amendments

SFCA reserves the right to modify these Terms at any time. Material changes will be communicated via email or account notification at least thirty (30) days prior to the effective date. Your continued use of services after changes take effect constitutes acceptance of the modified Terms.

23.3 Assignment

You may not assign, transfer, or delegate these Terms or your rights and obligations hereunder without SFCA's prior written consent. SFCA may assign these Terms to any affiliate or in connection with a merger, acquisition, or sale of assets.

23.4 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

23.5 Waiver

No waiver of any provision of these Terms shall be deemed or constitute a waiver of any other provision, nor shall any waiver constitute a continuing waiver unless otherwise expressly provided in writing.

23.6 No Third-Party Beneficiaries

These Terms are for the sole benefit of SFCA and you, and do not create any third-party beneficiary rights.

23.7 Relationship of Parties

Nothing in these Terms creates a partnership, joint venture, agency, employment, or fiduciary relationship between you and SFCA. You are an independent entity responsible for your own actions.

23.8 Survival

Provisions of these Terms that by their nature should survive termination shall survive, including but not limited to: payment obligations, intellectual property rights, disclaimers, limitations of liability, indemnification, dispute resolution, and general provisions.

23.9 Headings

Section headings in these Terms are for convenience only and shall not affect the interpretation of these Terms.

23.10 Language

These Terms are prepared in English. In the event of any translation, the English version shall prevail in case of conflict or discrepancy.

24. Contact Information

For questions about these Terms or our services, please contact:

SFCA Organization
Ind: 153 Pratap Vihar Ghaziabad 201009, USA: 539 W Commerce St Dallas TX 75208
Email: info@statefalseclaimsauditors.org
Phone: (917) 383-3848
Hours: Mon- Friday 8:30 - 3:00 CST


By using SFCA Organization's services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.

SFCA Organization — Terms & Conditions (Effective February 04, 2023)
SFCA Footer
SFCA Organization

India: 153 Pratap Vihar, Ghaziabad 201009

USA: 539 W Commerce St #7413, Dallas, TX 75208

(917) 383-3848 | (011) 692-0774

info@statefalseclaimsauditors.org

Mon–Fri 8am–6pm EST

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